Sears Mastercard

Welcome to our independent review site on our experience and general viewpoints on the Sears Mastercard. While we aren’t directly related to Sears Solutions Mastercard or Sears Solution Mastercard or Sears Gold Mastercard, we do have a Sears credit card and we do use it on a monthly basis. We hope you find the information on this site valuable and useful, should you have any questions after reading our articles – just send us a message.

We started using our Sears Mastercard a couple of years ago when we had to purchase some new tools for our auto body shop. We love Craftsman tools, although a bit pricey, still nothing compared to Snap-on tools, and in our opinion you just can’t go wrong with the lifetime warranty… if it breaks, just take it back and Sears will replace it with no questions asked… Now that’s solid customer service!  Totally unrelated but this is no dis to snap-on, – they make excellent tools and they are worth every penny… but where value is most important (most of the time it is in this economy) you can’t go wrong shopping at Sears. So, you’re a proud Sears customer, and now you need a Sears Solutions Mastercard, well… great choice! Here are a few reasons why we love our Mastercard from Sears.

  1. Amazing deals and savings when using the Master card for in-store purchases.
  2. Earn reward points with every purchase.
  3. Included extended warranty coverage on all purchases.
  4. Zero liability to theft and unauthorized purchased.
  5. Simple online account management and easy online payments.
  6. Competitive APR.
  7. Make a return without having your receipt.
  8. Many more reasons you will love your Sears Gold Mastercard.

 


 

In addition to the Sears Mastercard, there is also a Sears Commercial One card that can be used for Kenmore appliances, Craftsman tools, lawn mowers and more. We don’t have experience with the Commercial One program, but judging by our experience with the Gold Card, we can only imagine it would be great as well. A lot of property management companies and real estate companies use the commercial accounts for frequent purchases, and seem to prefer Sears over many other appliance vendors.

Up until a couple of years ago (when we got our Sears Solutions Mastercard), we noticed Sears was issuing their own lines of credit. Now their cards are managed by CitiBank, and we absolutely love our interest rates and the quality of customer service we get any time we have an inquiry related to our account.  There truly are endless benefits of having a Sears card, we cannot stress enough how much of a life saver the Sears Mastercard has been for our business. Even if you don’t plan on using it too frequently, it’s a good idea to keep some open revolving credit accounts to have a positive impact on your credit rating. Most financial decisions you will encounter require a credit check, and without established credit, you can have a real difficult time finding a lender to accomodate your lending needs without well established lines of credit. Either way, you are sure to love your card just as much as we do. But, don’t take our word for it, give it a try for yourself – you will quickly learn just how value-added these cards really are.